O‘ZBEKISTONDA KAM TA’MINLANGAN OILALAR UCHUN RAQAMLI MIKROTAKAFUL: MOLIYAVIY HIMOYA VA INKLYUZIVLIK VOSITASI

Authors

  • Usmanov Nematjon G‘ulomovich O‘zbekiston Respublikasi Bank-moliya akademiyasi mustaqil izlanuvchisi Author

Abstract

Tezisda mikrotakaful — kam ta’minlangan aholi uchun mo‘ljallangan, tabarru’ va ta’avun tamoyillariga asoslangan arzon sug‘urta himoyasi — O‘zbekistonda oilalarni moliyaviy himoya qilish va inklyuzivlikni oshirish vositasi sifatida asoslab berilgan. IFSB va IAIS standartlari, Malayziya va Indoneziya amaliyoti hamda Global Findex 2025 ma’lumotlari asosida O‘zbekiston uchun raqamli mikrotakaful mahsulotining parametrik dizayni taklif etilgan.

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Published

2026-06-10